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Insurance Licensing InsNV_Health02 Exam Overview:
| Certification Vendor: | Nevada Division of Insurance / Pearson VUE |
| Exam Name: | Nevada Accident and Health Insurance Producer Examination |
| Exam Number: | NV_Health02 |
| Exam Format: | Multiple Choice |
| Exam Duration: | 180 minutes |
| Passing Score: | 70% |
| Available Languages: | English |
| Related Certifications: | Nevada Insurance Producer License |
| Certificate Validity Period: | License validity varies according to Nevada insurance licensing requirements |
| Real Exam Qty: | 150 |
| Exam Price: | $50 USD |
| Recommended Training: | Nevada Approved Insurance Pre-Licensing Education Providers |
| Exam Registration: | Nevada Division of Insurance Licensing Pearson VUE Nevada Insurance Licensing Exam Registration |
| Sample Questions: | Insurance Licensing InsNV_Health02 Sample Questions |
| Exam Way: | Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available. |
| Pre Condition: | Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license. |
| Official Syllabus URL: | https://doi.nv.gov/Consumers/Licensing/ |
Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Producer Duties and Ethics | - Sales Practices
|
| Topic 2: Insurance Basics | - Risk Management and Insurance Concepts
|
| Topic 3: Government Health Insurance Programs | - Medicaid and Other Programs
|
| Topic 4: General Insurance Regulation | - Licensing Requirements and Responsibilities
|
| Topic 5: Health Insurance Policy Provisions | - Claims and Benefits
|
| Topic 6: Accident and Health Insurance Fundamentals | - Disability Income Insurance
|
Insurance Licensing NV Accident and Health Sample Questions:
1. Under a group health policy, which of the following coverages MUST be provided for newborn children?
A) Transportation costs from the hospital to the child ' s residence
B) Congenital health defects
C) Genetic Testing
D) Routine eye examinations
2. An insurer shall not issue an individual long-term care insurance contract in Nevada unless the insurer has received from the applicant:
A) a notarized waiver dated and signed by the applicant stating that the applicant has chosen not to designate another person to receive notice of any lapse or termination of coverage for nonpayment of premium
B) a written designation of at least one person, in addition to the applicant, who must receive notice of any lapse or termination of coverage under the policy for nonpayment of premium
C) a designation by at least one person, in addition to the applicant, to accept liability for services provided to the applicant
D) a written designation by the applicant to pay premium for long-term care insurance through either a payroll or pension deduction plan
3. When must insurable interest generally exist in a life insurance transaction?
A) Only after the policy has been in force for two years
B) Only when the death benefit is paid
C) At the time the policy is issued
D) Only when the beneficiary is changed
4. A Major Medical policy insured is injured in an auto collision during a police chase. The occupants in the police car are killed. The insured is convicted of reckless driving and manslaughter. If the insured files a claim, the insurance company will MOST likely take which of the following actions?
A) Deny the claim and return the premiums paid
B) Pay full benefits
C) Deny the claim only
D) Pay partial benefits
5. Which of the following policies provides a specified income benefit when the insured person becomes unable to work because of illness or accident?
A) Emergency Income
B) Temporary Income
C) Disability Income
D) Supplemental Income
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: B | Question # 3 Answer: C | Question # 4 Answer: B | Question # 5 Answer: C |
By Reuben
